Coach Holiday Travel Insurance

Because we believe is important for you to be adequately insured for your protection and peace of mind, all clients who travel on our holidays are insured under a Special Coach Holiday Travel Insurance Scheme with AXA Insurance (UK) plc who are authorised and regulated by the Financial Services Authority.

Demands and Needs

This insurance policy will suit the Demands and Needs of an individual, or group(where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below, subject to the terms, conditions and maximum specified claim limits.

Important

We will not provide you with advice about the suitability of this product for your individual needs but we will be happy to provide you with factual information. We summarise below the details of the insurance cover provided which also includes SPECIALITYASSISTANCE LIMITED - a 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.

Cover - Sum Insured Upto

Cancellation - £3,500
Missed Departure / Travel Delay - £600 / £60
Personal Accident - £15,000
Medical and other Expenses including Curtailment- £2,000,000
Medical Inconvenience Benefit - £450 (£15 per 24 hours)
Personal Property / Loss of Passport - £1,500 / £200
Personal Liability - £2,000,000
Delayed Baggage - £100
Legal Expenses - £10,000

Policy excess

Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit for holidays up to and including 3 days NIL. For holidays over 3 days, loss of deposit and excess of £10.00 for each and every loss. For holidays over 3 days, excess of £35.00 for each and every loss for Cancellation, Curtailment and Holiday Abandonment. Medical and Other Expenses, Personal Property and Money excess £30.00 for each and every incident per Insured Person.

Conditions

It is a condition that at the time of taking out this Policy you must comply with each of the following:

1. You are not aware of any reason why the trip should be cancelled or cut short (curtailed)

2. You are not receiving or awaiting treatment for an illness or injury as a hospital in-patient (as any claim arising from this injury or treatment will not be covered)

3.You are not travelling:

(a) Against the advice of a Medical Practitioner

(b) For the purpose of obtaining medical treatment or

4. If you have received medical treatment as a hospital in-patient or out-patient, during the six months prior to the booking of the trip, you must obtain medical advice from a Medical Practitioner at your cost confirming that you will be fit enough to take the trip

5. If you are undergoing medical treatment as a hospital out-patient at the date that the final cost of the trip is due to be paid a "Certificate of Fitness" confirming your ability to travel must be obtained by you at your cost

6. If you are on medication at the time of travel your medical condition is stable/well controlled

The Policy contains the following General Exclusion:

YOU ARE NOT COVERED for anything caused directly or indirectly by you suffering from stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fit enough to take this trip.

You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip.